Terms & Conditions

This page outlines the Terms and Conditions of access to, and use of, PAC Partners Pty Ltd. (“PAC Partners” or “PAC”), a Corporate Authorised Representative of PAC Asset Management Pty Ltd holder of an Australian Financial Services Licence (AFSL No. 335 374). Website ("the Website"). The Website is owned and operated by PAC Partners and its related bodies corporate subject to agreements with third parties.

The Website is available for you to access and use conditional on your acceptance without alteration of, and your compliance with, the Terms and Conditions on this page ("the Terms and Conditions").

Intellectual Property

All intellectual property rights (including but not limited to copyright in the Website and trade marks displayed on or included in the Website) are owned or licensed by PAC Partners.

No licence or right of use of any trade mark displayed on or included in the Website is to be interpreted as being granted. The Website includes trade marks of PAC Partners.

Prohibitions on Use

You must not use the Website, or the information provided on it, for any purpose except for the limited use set out under the next heading "Permitted Use";

You are specifically prohibited from:

  • reproducing, printing, publishing, displaying or distributing the information provided on the Website, or creating any works from any of that information;
  • uploading or reposting the information provided on the Website to any other website;
  • "framing" the information provided on the Website with other information provided on any other website;
  • on selling the information provided on the Website without the express prior written consent of PAC Partners; and
  • copying or modifying the layout of the Website, or any computer software and code contained in the Website.

Permitted Use

Notwithstanding the prohibitions set out under the previous heading "Prohibitions on Use", you may only access and use the Website and the information on the Website for lawful purposes.

Availability

All information provided and financial products and services offered on the Website are for Australian wholesale residents. If you are not an Australian resident and are interested in our services offered on the Website, please contact PAC Partners.

Subscription and Registration

You can access the information services provided on the Website without being a subscribing member, but if you want to receive a newsletter or our research publications, you must become a subscriber and provide your subscription details in accordance with the requests appearing on the Website.

Information Provided

All information provided on the Website is:

  • made without consideration of an individual’s relevant personal circumstances;
  • provided only in accordance with the Terms and Conditions;
  • based on sources which PAC Partners believes to be current and accurate as at the date of publication
  • in the nature of information and not advice.

All information provided on the Website does not take into account your individual circumstances, investment objectives or needs. The information is not investment advice and should not be relied on. You should seek professional advice to assist you in forming your own opinion of the information and its relevance to your individual circumstances, investment objectives and needs.

Past performance of any product described or referred to on the Website is not an indicator of future performance. You should seek professional advice before you decide to invest or consider any action based on information provided on the Website.

Disclosure of Interests

PAC Partners may from time to time hold an interest in any security referred to in our research reports and this website and may, as principal or agent, sell such interests. PAC Partners may previously have acted as manager or co-manager of a public offering of any such securities. PAC Partners advises that it may earn brokerage, commissions, fees or other benefits and advantages, direct or indirect, in connection with the making of a recommendation or a dealing by a client in these securities.

PAC believes that any information on the website herein is accurate and reliable, but no warranties of accuracy, reliability or completeness are given (except insofar as liability under any statute cannot be excluded). No responsibility for any errors or omissions or any negligence is accepted by PAC, its related bodies corporate or any of their respective directors, employees or agents.

Important: PAC Partners may be engaged by a Corporate Client for corporate advisory and/or capital markets services on commercial terms. As a result, investors should be aware that PAC Partners may have a conflict of interest that could affect the objectivity of our research reports and this website.

Disclaimers and Limitations of Liabilty

You should read these Disclaimers and Limitations of Liability carefully and seek independent legal advice if you need help. Your access to, and use of, the Website and any external website is at your sole risk.

None of PAC Partners or the directors and officers gives any warranty, guarantee or representation about the reliability, accuracy, timeliness, completeness or otherwise, of any information provided on or accessed through the Website.

You should make your own inquiries and seek independent advice from appropriate professionals or other people before acting or relying on any information provided on or accessed through the Website.

To the extent permitted by law, none of PAC Partners or the directors and officers accepts any responsibility for any loss or damage, caused directly or indirectly (including through negligence), which you may directly or indirectly suffer in connection with or arising from:

  • your access to, or use of, the Website or any external website; or
  • your access to, use of, or reliance on, information provided on or accessed through the Website
This includes but is not limited to direct or indirect consequences of you:
  • acting, or failing to act, on any information contained or referred to on the Website or any external website; or
  • using or acquiring, or your inability to use or acquire, any service or product contained or referred to on the Website or any external website.

Indemnity

You indemnify, and will keep indemnified, each of PAC Partners, its directors, officers, employees, servants, agents and contractors against, and must pay each of them on demand, the amount of all losses, damages, claims, demands, actions, proceedings, costs and expenses (including legal fees), caused directly or indirectly, in connection with or arising from:

  • failure by you to comply with the Terms and Conditions;
  • reliance by you on any information provided on or through accessing the Website or any external website;
  • your access to, or use of, the Website or any external website; or
  • access to, use of, or reliance on, any information provided on or through accessing the Website or any external website by any person accessing that information through the Website or any external website.

Termination

  1. PAC Partners may terminate access to the Website without notice to you at any time for any reason without giving you any explanation or justification.
  2. None of PAC Partners or the directors and officers accepts any responsibility for any loss or damage caused directly or indirectly in connection with or arising from terminating access to the Website.

  3. The operation of all disclaimers, limitations of liability and indemnities contained in the Terms and Conditions will survive termination of access and use.

Changing Terms and Conditions

PAC Partners may change the Terms and Conditions without notice to you at any time for any reason without giving you any explanation or justification.

Governing Law

The Terms and Conditions are governed by and interpreted in accordance with the law in force in Victoria.

Your Acceptance of Terms and Conditions

Your access to, or use of, the Website constitutes your agreement to be bound by the Terms and Conditions. If you do not accept the Terms and Conditions, you must stop using the Website immediately.